IRR (Internal Rate of Return)

IRR, or internal rate of return, is the annualized discount rate at which an investment's cash flows, including the eventual sale proceeds, have a net present value of zero. It accounts for both timing and the exit.

Why IRR Matters in a Laundromat Sale

IRR is the measure that captures what cash-on-cash misses: the resale. For a laundromat, exit value depends on the same drivers that set the entry price — lease term remaining at exit, documentation quality, and equipment condition — which is why a buyer planning a five-year hold should be checking whether the lease will still support a financed buyer when they sell. A store bought with eleven controllable years and sold five years later has six, and that is a different asset.

Example

A five-year hold with $24,000 of annual cash flow and a $310,000 net exit against $118,000 invested produces a very different IRR depending on the exit assumption. Model the exit lease term and equipment condition, not just a multiple.

What to Check

  • Model the exit lease term, not just an exit multiple.
  • Test what equipment condition at exit does to the resale price.
  • Compare the result against a genuinely passive alternative before deciding.

Where This Comes Up

  • ROI (Return on Investment) — ROI, or return on investment
  • Cash-on-Cash Return — Cash-on-cash return is annual pre-tax cash flow after debt service divided by the total cash a buyer actually invested
  • Payback Period — Payback period is the time required for cumulative cash flow to return the cash a buyer invested

See the full laundromat glossary for all 78 terms.

The Next Step

This page is general information about laundromat transactions, not legal, tax, or investment advice, and not a guarantee of sale price, timing, or financing approval. Verify current rules with your own CPA, attorney, lender, and the relevant state or municipal agency before acting.